Student Loan Calculator

Estimate monthly payment and total interest for an education loan.

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Uses a standard fixed-payment amortization formula. Currency is intentionally not displayed so the calculator is globally usable.

How to use this calculator

What to enter

Enter or select the following as requested: Loan amount; Annual interest rate (%); Term (years). Follow the units, valid ranges, examples, and options displayed beside each field.

What the result means

Payment, interest, and repayment totals are estimates based on the values and assumptions entered. Actual lender terms, fees, rate changes, and payment dates may change the figures.

When to use it

Use this to compare borrowing or repayment scenarios. Treat the output as an estimate, not a lender quote.