Calculate compound interest, total interest earned and the final value of your investment or savings.
This is an estimate based on the principal, annual rate, time period and selected compounding frequency. Actual investment returns may differ.
See how your principal, interest and total value grow each year.
| Year | Opening balance | Interest earned | Closing balance |
|---|
Compound interest adds earned interest to the balance, allowing later interest to be calculated on the increased balance.
When the other assumptions stay the same, interest that is compounded more frequently can produce a different final amount because interest is added to the balance more often.
A 100,000 investment at 8% annual interest for 5 years, compounded monthly, grows to about 148,985 in the selected currency.
Compound interest is interest calculated on the original principal plus interest accumulated during earlier periods.
Simple interest is calculated on the original principal, while compound interest also takes previously accumulated interest into account.
For the same positive rate and period, more frequent compounding generally produces a higher final amount under this formula.
Yes. It can provide a mathematical estimate of compound growth, but actual investment returns can vary and may include fees, taxes, deposits, withdrawals or changing rates.
It uses the standard compound-interest formula. Actual financial products may use different terms, rates, fees, taxes or calculation conventions.
Enter or select the following as requested: Currency Display only; Principal amount ₹1,00,000; Annual interest rate 8%; Time period 5 years; Compounding frequency. Follow the units, valid ranges, examples, and options displayed beside each field.
The financial result is an estimate from the amounts, rates, dates, and periods entered. Check whether the rate is annual or periodic, how compounding and fees are handled, and whether taxes or inflation are included.
Use this to compare financial scenarios with consistent assumptions. Verify current contract terms, tax treatment, and fees before making a financial commitment.