Payments & Commerce

Cross-Border Payment Cost Calculator

Estimate total cost of receiving an international payment including processing, FX and settlement charges.

How to use this calculator

What to enter

Enter or select the following as requested: Currency; Cross-border payment; Processing fee (%); FX conversion fee (%); Bank/settlement fee; Fixed processor fee. Follow the units, valid ranges, examples, and options displayed beside each field.

What the result means

The payment result estimates processing charges, conversion costs, installment amounts, or the net settlement from the transaction amounts and fee rules entered. Check whether percentage and fixed fees both apply, whether taxes are charged on fees, and whether the provider uses a different rate for international, refunded, or disputed transactions.

When to use it

Use this to compare payment methods or estimate the amount charged, received, or retained after fees. Verify current provider terms, currency conversion rates, and tax treatment before quoting prices or reconciling actual payouts.